Have you ever been in a situation where you had to write yourself a check? While today we can easily make electronic payments and give money to others, moving money without routing it through someone else is still a task. So, what do you do when you want to move funds or just wish to get some cash for yourself?
The simplest way is to write yourself a personal check. Here are some simple instructions on how to write a check to yourself.
Write a check
Start by making a check out to yourself.
Then deposit this check to another account (in another bank or the same bank if you hold multiple accounts with them and use one more frequently than the other). Or, you can cash the check. In order to do this, you write your own name against the line that says “Pay to the order of” (or something similar).
Avoid making a check payable to “Cash” to ensure that no one else can cash it except you.
If you have written a check to self for another bank, you can now deposit the check into your other account. You can take it to the teller, drop it in at an ATM or deposit the check using a mobile device.
To cash a check, you need to bring along some ID proof to show to the teller. Also remember that some banks will not allow you to make large withdrawals, so you may not be able to cash the entire amount. The remainder will be given to you after some days.
However, if you are banking with the same bank (that is, you are you are taking funds from the same bank whose checks you are using), they will give you the entire amount in cash.
Cashing a check without a bank account
Cashing a personal check can be tough if you don’t hold a bank account. If you can locate the bank where the check originated you may be able to cash it by visiting that particular branch even without an account of your own. If you don’t have a bank account or access to the bank, you will need to employ the services of a check cashing business.